Privacy policy.

Effective Date: May 22, 2025 Last Updated: May 22, 2025

Retire With Ryan LLC is dedicated to safeguarding the privacy of its users and ensuring strict adherence to all applicable statutes and regulations governing the acquisition, processing, and dissemination of personal information. This comprehensive policy applies to all data collected through our primary digital platform, https://findmyfiduciary.com, and any other web properties owned and operated by the Company.

1. Defining Personal Information

For the purposes of this Privacy Policy, "personal information" is defined as any data element capable of directly or indirectly identifying an individual. This broad definition includes, but is not limited to, demographic data (e.g., name, residential address, date of birth), unique device identifiers, financial transaction details, and analytics pertaining to an individual's engagement with our website or online services.

2. Principles of Data Collection and Processing

We collect and process your personal information only when a valid and lawful basis exists for such activity. Our data collection is limited to that which is reasonably necessary to deliver our services effectively.

2.1. Categories of Information Collected

Information acquired by the Company falls into two primary classifications: "voluntarily provided" and "automatically collected."

2.1.1. Voluntarily Provided Information: This category encompasses any data you consciously and actively furnish to us while engaging with our services, participating in promotions, or interacting with other features. Examples include, but are not limited to, the following personal data points that we may request when you submit content or contact us:

  • Name

  • Email address

  • Social media profiles

  • Telephone/mobile number

  • Residential/mailing address

2.1.2. Automatically Collected Information: This refers to data automatically transmitted by your devices when you access our products and services.

  • Log Data: When you visit our website, our servers may automatically record standard data provided by your web browser. This may include, without limitation, your device's Internet Protocol (IP) address, browser type and version, pages visited, the precise time and date of your visit, the duration of your presence on each page, and other relevant visit details. Additionally, should certain errors occur during site usage, we may automatically collect data concerning the error and its contextual circumstances. Such data may comprise technical specifications of your device, actions attempted at the time of the error, and other technical information pertinent to the issue. Users may not receive real-time notification of such errors, their occurrence, or their specific nature. While this information may not, in isolation, be personally identifiable, it is recognized that it could potentially be aggregated with other data to personally identify individuals.

  • Device Data: When you access our website or interact with our services, we may automatically collect data pertaining to your device, such as:

    • Device Type

    • Operating System

    • Unique device identifiers

    • Device settings

    • Geo-location data

The precise data collected may vary based on the individual configuration of your device and software. We advise consulting the privacy policies of your device manufacturer or software provider to ascertain the information they make available to us.

2.1.3. User-Generated Content: This term designates materials (e.g., text, image, and/or video content) willingly supplied by our users for the express purpose of publication on our website or re-publication on our social media channels. All user-generated content is intrinsically linked to the account or email address utilized for its submission. Users are hereby informed that any content submitted for publication will become publicly accessible upon its posting (subsequent to any necessary review or vetting process). Once published, such content may be accessible to third parties not bound by the stipulations of this Privacy Policy.

2.2. Purposes for Data Collection and Use

We may collect personal information from you under various circumstances when you interact with our website, including but not limited to:

  • Registering for an account.

  • Subscribing to receive updates via email or social media channels.

  • Downloading the E-Book “Fiduciary: How to Find, Hire, and Establish an Aligned and Trusted Partnership with a Fee-Only Financial Advisor.”

  • Accessing our content via a mobile device or web browser.

  • Initiating contact with us via email, social media, or similar communication technologies.

  • Mentioning us on social media platforms.

We may collect, retain, utilize, and disclose information for the following explicit purposes. Personal information shall not be further processed in a manner inconsistent with these stated objectives:

  • To deliver the core features and services of our platform.

  • To facilitate the customization or personalization of your website experience.

  • To enable direct communication and contact with you.

  • For analytical purposes, market research, and business development initiatives, including the operation and enhancement of our website, associated applications, and social media platforms.

  • For advertising and marketing endeavors, including the transmission of promotional information concerning our products and services, and information regarding third parties that we deem potentially relevant to your interests.

  • To grant you access to and enable your use of our website, associated applications, and social media platforms.

  • For internal record-keeping and administrative functions.

  • To attribute any content (e.g., posts and comments) you submit that we publish on our website.

  • For technical assessment, including the operation and improvement of our site, associated applications, and social media platforms.

We reserve the right to combine voluntarily provided and automatically collected personal information with general data or research insights obtained from other reputable sources. For example, data and insights derived from our marketing and market research activities may be integrated with information concerning user website usage to enhance our site and your overall user experience.

3. Data Security and Retention

3.1. Security Measures Upon the collection and processing of personal information, and throughout its retention period, we shall implement commercially reasonable measures designed to prevent loss, theft, unauthorized access, disclosure, copying, use, or modification. Notwithstanding our diligent efforts to protect the personal information you provide, it is acknowledged that no method of electronic transmission or storage is entirely impervious to security breaches, and absolute data security cannot be guaranteed. You are responsible for the selection of any password and its overall security strength, as well as for ensuring the confidentiality of your own information within the parameters of our services. This includes, for example, ensuring that any passwords associated with accessing your personal information and accounts are robust and kept confidential.

3.2. Data Retention Policy We retain your personal information only for the period necessary to fulfill the purposes for which it was collected, in strict accordance with this Privacy Policy. The specific retention period may vary depending on the particular use of your information. For instance, if personal information is furnished for the purpose of creating an account with us, we may retain this information for the entire duration your account remains active within our system. Should your personal information no longer be required for its intended purpose, we will either securely delete it or render it anonymous by removing all personally identifying details. However, we may retain your personal information where necessary for compliance with legal, accounting, or reporting obligations, or for archiving purposes in the public interest, scientific or historical research purposes, or statistical purposes.

4. Disclosure and International Transfers of Personal Information

4.1. Disclosure to Third Parties We may disclose personal information to the following categories of third parties:

  • A parent, subsidiary, or affiliate entity of our Company.

  • Third-party service providers engaged to facilitate the provision of their services, including (without limitation) IT service providers, data storage, hosting and server providers, analytics providers, error loggers, debt collectors, maintenance or problem-solving providers, marketing providers, professional advisors, and payment systems operators.

  • Our employees, contractors, and/or related entities.

  • Our existing or prospective agents or business partners.

  • Credit reporting agencies, courts, tribunals, and regulatory authorities, in the event of your failure to remit payment for goods or services provided by us.

  • Courts, tribunals, regulatory authorities, and law enforcement officers, as mandated by law, in connection with any actual or prospective legal proceedings, or to establish, exercise, or defend our legal rights.

  • Third parties, including agents or sub-contractors, who assist us in providing information, products, services, or direct marketing to you.

  • Third parties for the purpose of data collection and processing.

  • An entity that acquires, or to which we transfer, all or substantially all of our assets and business.

Current third-party service providers routinely utilized by the Company include:

  • Google Analytics

  • Squarespace

  • MailChimp

4.2. International Data Transfers The personal information we collect is stored and/or processed within the United States, or in other jurisdictions where we or our partners, affiliates, and third-party providers maintain operational facilities. It is acknowledged that the countries to which your personal information may be stored, processed, or transferred may not possess data protection legislation equivalent to that in the country where the information was initially provided. In the event of such international transfers: (i) we shall execute these transfers in strict adherence to the requirements of applicable law; and (ii) we shall safeguard the transferred personal information in accordance with the provisions of this Privacy Policy.

5. Your Rights and Control Over Your Personal Information

5.1. General Rights and Choices

  • Your Choice: By providing personal information to us, you expressly acknowledge and consent to our collection, retention, use, and disclosure of your personal information in conformity with this Privacy Policy. While the provision of personal information is not obligatory, electing not to provide it may consequently impact your ability to fully utilize our website or the products and/or services offered thereon.

  • Information from Third Parties: Should we receive personal information about you from a third party, we commit to protecting it as stipulated in this Privacy Policy. If you, as a third party, are providing personal information about another individual, you represent and warrant that you possess the requisite consent from such person to provide their personal information to us.

  • Marketing Permission: If you have previously granted consent for us to utilize your personal information for direct marketing purposes, you retain the unequivocal right to revoke such consent at any time by contacting us using the details provided herein.

  • Access: You may request comprehensive details concerning the personal information we maintain about you.

  • Correction: Should you believe that any information we hold about you is inaccurate, outdated, incomplete, irrelevant, or misleading, please contact us using the details provided in this Privacy Policy. We will undertake all reasonable steps to rectify any information found to be inaccurate, incomplete, misleading, or outdated.

  • Non-discrimination: We categorically affirm that we shall not discriminate against you for exercising any of your rights pertaining to your personal information. Unless your personal information is absolutely indispensable for the provision of a specific service or offer (e.g., user support), we will not deny you goods or services, impose disparate prices or rates for goods or services (including through the granting of discounts or other benefits, or the imposition of penalties), or provide a different level or quality of goods or services.

  • Downloading of Personal Information: We provide a mechanism for you to download the personal information you have shared through our site. Please contact us for further information regarding this process.

  • Notification of Data Breaches: We shall comply with all applicable laws concerning any data breach.

  • Complaints: Should you believe that we have breached a relevant data protection law and wish to lodge a complaint, please contact us using the details provided below, furnishing full particulars of the alleged breach. We will promptly investigate your complaint and provide a written response outlining the outcome of our investigation and the remedial steps to be undertaken. You also retain the right to contact a regulatory body or data protection authority regarding your complaint.

  • Unsubscribe: To unsubscribe from our email database or opt-out of communications (including marketing communications), please contact us using the details provided in this Privacy Policy, or utilize the opt-out facilities embedded within the communication. We may require specific information from you to verify your identity.

5.2. General Data Protection Regulation (GDPR) Specific Rights

We adhere to the standards outlined in this Privacy Policy, ensuring the lawful, fair, and transparent collection and processing of personal information, with legitimate and legal bases for doing so.

  • Restrict Processing: You possess the right to request that we restrict the processing of your personal information if (i) you dispute the accuracy of your personal information; (ii) you believe your personal information has been unlawfully processed; (iii) you require us to retain the personal information solely for the purpose of a legal claim; or (iv) we are in the process of considering your objection to processing based on legitimate interests.

  • Objecting to Processing: You have the right to object to the processing of your personal information that is based on our legitimate interests or public interest. Upon such objection, we must demonstrate compelling legitimate grounds for the processing that override your interests, rights, and freedoms, in order to proceed with the processing of your personal information.

  • Data Portability: You may possess the right to request a copy of the personal information we hold about you. Where feasible, we will provide this information in CSV format or another easily readable machine format. You may also have the right to request that we transfer this personal information to a third party.

  • Deletion: You may have a right to request that we delete the personal information we hold about you at any time, and we will undertake reasonable steps to delete your personal information from our current records. Should you request deletion of your personal information, we will inform you of how such deletion affects your use of our website and services. Exceptions to this right may exist for specific legal reasons, which, if applicable, will be communicated to you in response to your request. If you terminate or delete your account, we will delete your personal information within seven (7) days of account deletion. Please be aware that search engines and similar third parties may still retain copies of your personal information that has been made public at least once (e.g., certain profile information and public comments), even subsequent to your deletion of the information from our services or deactivation of your account.

6. Cookies and Tracking Technologies

We employ "cookies" to gather information concerning your activity across our site. A cookie is a small data file stored by our website on your computer, accessed each time you visit, enabling us to comprehend your site usage patterns. This facilitates the delivery of content tailored to your specified preferences. You may, at all times, decline cookies from our site if your browser settings permit. Most browsers allow you to activate settings to refuse the setting of all or some cookies. Accordingly, your ability to limit cookies is solely dependent on your browser's capabilities. For comprehensive information, please refer to our dedicated Cookie Policy.

For further details regarding the information we collect, including the sources from which we receive information, review the "Categories of Information Collected" section. We collect and utilize these categories of personal information for the business purposes described in the "Purposes for Data Collection and Use" section, including the provision and management of our Service.

7. Special Considerations

7.1. Children’s Privacy Our products and services are not directed at, nor do we knowingly collect personal information from, children under the age of 13. Should we seek your consent to process your personal information, and you are under 16 years of age, we will obtain the consent of your parent or legal guardian for that specific purpose.

7.2. Third-Party Websites and Services (Limits of Our Policy) Our website may incorporate links to external websites and services operated by third parties. Users are advised that such third-party sites and services maintain their own distinct privacy policies. Upon navigating to any third-party content, it is incumbent upon the user to review the relevant privacy policies of those entities to understand their practices regarding the collection and utilization of personal information. This Privacy Policy is strictly limited to activities conducted on our website and does not govern any user activities subsequent to departure from our domain. We exert no control over the content and policies of such external sites and disclaim any responsibility or liability for their respective privacy practices.

7.3. Business Transfers In the event that the Company or its assets are acquired, or in the unlikely scenario of cessation of business operations or bankruptcy, data, including your personal information, would be included among the assets transferred to any acquiring parties. You acknowledge that such transfers may occur, and that any acquiring parties may, to the extent permitted by applicable law, continue to use your personal information in accordance with this policy, which they shall be required to assume as the basis for any ownership or usage rights we possess over such information.

8. Policy Amendments

At our sole discretion, we may revise this Privacy Policy to reflect updates to our business processes, current acceptable practices, or legislative or regulatory changes. Should we elect to amend this Privacy Policy, such changes will be posted at the same Uniform Resource Locator (URL) through which you are accessing this Privacy Policy. In the event of significant changes, or as required by applicable law, we will notify you (based on your selected communication preferences) and all registered users of the new details and provide links to the updated or amended policy. Where mandated by law, we will obtain your consent or provide you with the opportunity to opt-in or opt-out, as applicable, to any new uses of your personal information.

9. GDPR Specific Information: Data Controller / Data Processor

Under the GDPR, organizations processing personal information for their own purposes are designated as "data controllers," while those processing personal information on behalf of other organizations are termed "data processors." Retire With Ryan, LLC, located at the address specified in our Contact Us section, functions as both a Data Controller and/or Processor with respect to the personal information you provide to us.

Our lawful bases for processing are contingent upon the services you utilize and your manner of use. This means we collect and use your information based on the following grounds:

  • Consent From You: Where you provide explicit consent for us to collect and use your personal information for a specific purpose. You may withdraw your consent at any time using the facilities we provide; however, such withdrawal will not retroactively affect any use of your information that has already transpired. For example, you may consent to providing your email address for the purpose of receiving marketing emails from us. While you may unsubscribe at any time, we cannot recall any emails already dispatched. For further inquiries regarding consent withdrawal, please contact us via the details in the Contact Us section.

  • Performance of a Contract or Transaction: Where you have entered into a contract or transaction with us, or to undertake preparatory steps prior to entering into a contract or transaction with you. For example, if you contact us with an inquiry, we may require personal information such as your name and contact details to formulate a response.

  • Our Legitimate Interests: Where we assess such processing as necessary for our legitimate interests, such as for the provision, operation, improvement, and communication of our services. Our legitimate interests include, but are not limited to, research and development, understanding our audience, marketing and promotion of our services, measures undertaken to operate our services efficiently, marketing analysis, and measures taken to protect our legal rights and interests.

  • Compliance with Law: In certain circumstances, we may be under a legal obligation to use or retain your personal information. Such cases may include (but are not limited to) compliance with court orders, criminal investigations, government requests, and regulatory obligations. For further inquiries regarding our retention of personal information for legal compliance, please contact us via the details in the Contact Us section.

10. Contact Us

For any inquiries or concerns pertaining to your privacy, you may contact us using the following details:

Email: help@findmyfiduciary.com