Terms & Conditions.

Terms of Use

Effective Date: May 20, 2025

Updated: May 20, 2025

Welcome to Https//:www.findmyfiduciary.com

These Terms of Use govern your access to and use of our Website, which is designed to help consumers find fee-only financial advisors in their local area.

By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Website.

1. Acceptance of Terms

By using our website, you affirm that you are of legal age to enter into this agreement, or, if you are not, that you have obtained parental or guardian consent to enter into this agreement.

2. Service Description

Https//:www.findmyfiduciary.com provides a directory service that allows consumers to search for and connect with fee-only financial advisors. We act solely as a platform to facilitate the connection between consumers and advisors. We do not provide financial advice, endorse any specific advisor, or guarantee the accuracy, completeness, or reliability of any information provided by advisors listed on our Website.

3. User Responsibilities

As a user of our website, you agree to:

  • Provide Accurate Information: If you submit any information to the Website (e.g., search criteria, contact details), you represent that the information is accurate, complete, and truthful.

  • Lawful Use: Use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website.

  • Prohibited Activities: You agree not to:

    • Use the Website for any illegal or unauthorized purpose.

    • Scrape, crawl, or use any automated means to access or collect data from the Website without our express written permission.

    • Interfere with or disrupt the integrity or performance of the Website.

    • Attempt to gain unauthorized access to the Website or its related systems or networks.

    • Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.

    • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

4. Advisor Information and Disclaimer

  • Directory Only: The Website is a directory service. We do not employ, endorse, recommend, or guarantee the qualifications, services, or outcomes of any financial advisor listed on our Website.

  • Due Diligence: It is your sole responsibility to conduct thorough due diligence and verify the credentials, qualifications, experience, and suitability of any financial advisor you consider engaging. This includes, but is not limited to, checking their licenses, disciplinary history, and references.

  • No Financial Advice: We do not provide financial, investment, tax, or legal advice. Any information provided on the Website is for informational purposes only and should not be construed as professional advice.

  • No Guarantees: We make no guarantees regarding the accuracy, completeness, or reliability of the information provided by advisors, nor do we guarantee that any advisor will meet your specific needs or expectations. Your interactions with any advisor found through the Website are solely between you and the advisor.

5. Intellectual Property

All content on the Website, including text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Retire With Ryan LLC or its content suppliers and protected by international copyright laws. The compilation of all content on this Website is the exclusive property of Retire With Ryan LLC.

6. User Generated Content

User-generated content submitted to our site for publication remains the intellectual property of the submitter. However, any person who submits content, whether text, images, videos, or similar items, agrees to license that content to Retire With Ryan LLC for publication on our website. We will never claim ownership of the content you submit. The license you grant Retire With Ryan LLC can be terminated at any time by deleting the content you have submitted to the site. You also grant us permission to use your username and other identifying information associated with your account in a manner consistent with our Privacy Policy.

7. Disclaimers of Warranties

THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THE WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE, ITS SERVERS, OR EMAIL SENT FROM US ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

8. Limitation of Liability

IN NO EVENT SHALL FIND MY FIDUCIARY LLC, ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED WITHIN, (III) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (IV) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

9. Indemnification

You agree to defend, indemnify, and hold harmless Find my fiduciary LLC. , its parent corporation, officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Website; (ii) your violation of any of these Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of your User Submissions caused damage to a third party. This defense and indemnification obligation will survive these Terms and your use of the Website.

10. Severance

Any term of these Terms of Service which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms of Service is not affected.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Effective Date" at the top. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Connecticut, US without regard to its conflict of law principles.

13. Contact Information

If you have any questions about these Terms, please contact us at:

help@findmyfiduciary.com